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BBI Resource Center

Explore tailored insurance for beauty and bodywork professionals. Our resource center is your one-stop for expert guidance, policy insights, and industry updates. Thrive in your passion—we’ve got the coverage you need.

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4.9/5

Answers to Frequently Asked Beauty and Bodywork Insurance Questions

You’ve got questions. We’ve got answers. We break down what you’ve been wondering about BBI insurance on our FAQs page.

Understanding Your Policy | Purchasing Your Policy Online | Understanding Additional Insureds | Making a Claim | Renewing Your Policy

Beauty & Bodywork
Insurance Blog

Delve deeper into industry topics with our helpful blog. Armed with the know-how you need, you’re set for success.

Insurance Glossary

Insurance speak can be difficult. That’s why we made this easy-to-understand glossary including all the insurance terms you’ll find on our website. Here are just a few examples:

Additional Insured

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Additional Insured

A person or entity that is added as an insured under the insurance policy when required by a written contract. The named insured’s policy provides some insurance benefits from the policy but only for the insured’s business activities that cause or contribute to a claim.

Occurrence Form Policy

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Occurrence Form Policy

An insurance policy that covers claims arising from incidents that occur during the policy term, regardless of when the claim is filed.

Deductible

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Deductible

The amount of loss that the insured is responsible to pay before benefits from the insurance company are payable.

Endorsement

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Endorsement

A written amendment to the insurance policy that alters the policy’s coverage, terms or conditions.

Examples of Real Beauty & Bodywork Insurance Claims

BBI has got you covered, and we’ve got some stories to prove it. Check out examples of how we’ve helped professionals just like you.

Here’s a quick one:

image of girl looking worried

Grace, an experienced hair colorist, applied the typical amount of bleach to a client’s hair, but things didn’t go as expected. The client suffered chemical burns that required medical treatment and resulted in hair loss. The client pursued legal action against the salon and won damages amounting to $252,770. BBI was there to help cover those costs and get Grace’s client the treatment she needed!

Licensed in 49 States

(*MO excluded)

Compare Massage Liability Insurance

Of course, you want to see how we stack up against the other guys. Compare rates, coverages, and more with our handy chart.

Certificate of Insurance

A Certificate of Insurance, or COI, is a snapshot of your business insurance coverage. Understand the basics of this industry must-have with our COI guide, which includes tips like this:

customer dashboard UI callouts

How Do I Get a COI?
BBI makes getting your COI easy. After purchase, you can get your beauty professional insurance certificate in two simple steps:

  1. Log into your user dashboard.
  2. Click “Download Certificate.”
  3. You can then view your certificate or share it with any parties who need to see it.

 

Filing a claim doesn’t have to be stressful. Learn what to expect—and how we’ll help—with our page detailing the claims process.

Our support agents are standing by!

Note: If you purchased or renewed your policy before July 1, 2024, your carrier is Great American Alliance Insurance Company. If you purchased or renewed your policy after July 1, 2024 your carrier is Accelerant (ideal3).