New Jersey Massage Therapy Insurance
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$15 per Additional Insured or $30 for Unlimited
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Massage Liability Insurance in New Jersey
Beauty & Bodywork Insurance (BBI) is licensed to sell massage therapy insurance in the Garden State and its major cities like Newark, Jersey City, and Paterson. BBI insurance for massage therapists includes general, professional, and products/completed operations liability, as well as coverage for claims of third-party property damage. You can also add coverage to keep your supplies, tools, and inventory safe from theft or damage.
New Jersey requires licensed massage therapists to carry professional liability insurance—we’ve got you covered! Check out our coverage details.
Program Benefits
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New monthly payment option!
24/7 access to policy documents
No quote process
No deductible on liability claims
Top-rated insurance carrier
Nationwide coverage*
Options to personalize your plan
(*Coverage not currently available in Missouri)
Modalities We Cover for New Jersey Massage Therapists & Bodyworkers
From the seaside towns of the Jersey Shore to the Sandy Hook Lighthouse to Liberty State Park’s sweeping views, your state has much to offer. Likewise, we know your massage therapy business may include multiple specialties. Get peace of mind with our coverage for modalities like:
Coverages & Pricing
** Please note these are brief definitions of coverages and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.
AGENT RECOMMENDED
Professional Liability policy
This policy is for professionals who work in the Beauty and Bodywork Industry.
$96/ year
General & Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
No quote process • Instant coverage • Top-rated insurance Carrier
What Our Customers Say
Here’s what other people have to say about their experience from over 420+ available reviews.
“What an easy experience online to get all set up and feel secure starting up my new business. THANK YOU BBI for making this LMT one happy customer.”
“Excellent insurance, compatible price, great coverage. The best customer service. Highly recommend!
“I can’t say enough great things about this company. Every time I’ve had to talk to someone in customer service, they have been more than helpful.
New Jersey Massage Therapy Resources
Massage Industry Fast Facts
New Jersey massage employment statistics as of May 2023:
- Mean hourly wage: $33.01
- Annual mean wage: $68,670
- New York-Newark-Jersey City: metropolitan area with second highest employment level of massage therapists
Source: U.S. Bureau of Labor Statistics
How to Become a Massage Therapist in New Jersey
To become a massage therapist in New Jersey, you must obtain a massage therapist license from the New Jersey Board of Massage and Bodywork Therapy. This license is required to practice massage therapy and needs to be renewed every two years. To apply for a license, you must:
- Complete an approved course of study in massage and bodywork therapy that is at least 500 hours
- Pass an exam offered by the NCBTMB or by the FSMTB (the MBLEX)
- Provide proof of coverage by a professional liability insurance policy
- Pay the application fee
For more information about the New Jersey massage therapy license, visit the New Jersey Board of Massage and Bodywork Therapy. Or check out these top tips for license applicants.
More Helpful Links
Learn more about massage therapy in New Jersey with these resources, including some useful guides from our Beauty and Bodywork Insurance blog.
- How to Start a Career in Massage Therapy
- How to Start a Massage Therapy Business in 10 Steps
- Massage Therapists Licenses and Certifications: A Comprehensive Guide
- What Liability Insurance Is and What Is Covered
Why Choose BBI for New Jersey Massage Insurance?
Beauty and Bodywork Insurance provides affordable, top-notch insurance policies for massage therapists and bodyworkers in New Jersey. With convenient online purchasing, instant coverage, and dedicated customer service representatives, our policy options give you the confidence to care for your clients without worry. Click below and discover the zen of BBI coverage for yourself!
