Swedish Massage Liability Insurance
- One policy for all your services
- Instant coverage + proof of insurance
- $15 additional insureds | $30 unlimited
- Mobile coverage for wherever you work
Swedish Massage Insurance From BBI
Beauty & Bodywork Insurance (BBI) is the best choice for protecting your Swedish massage practice.
Affordable
A policy priced with your budget in mind.
Comprehensive
All the coverage you need, tailored just for your industry.
Supportive
Customer service that’s here for you now and later.
What Is Swedish Massage Liability Insurance?
Swedish massage liability insurance is coverage designed to protect you from having to pay for expensive claims related to your work.
You’re a pro at promoting relaxation and releasing muscle tension. Insurance lets you focus on what you do best – not on risks like allergic reactions to oils or a client claiming your effleurage technique caused them pain.
Care for your practice like you care for your clients with BBI’s comprehensive massage coverage.
What Coverage Does Swedish Massage Therapist Insurance Include?
Your base Swedish massage insurance policy includes:
- General liability insurance: coverage for when clients get hurt or have their property damaged at your business.
- Professional liability insurance: coverage for the professional services you offer if you make a mistake or a client is unhappy with your work.
- Personal and advertising injury coverage: protection in case you’re accused of non-physical damage, like libel, slander, or false advertising.
- Products and completed operations coverage: coverage for the products you use and your completed massage services if they cause harm to a client.
- Fire legal liability coverage: coverage to pay for accidental damage to the space you rent.
- Medical expense limit: coverage for medical expenses related to your work – whether or not you’re at fault.
Get all the essential coverage, plus options for add-ons with BBI.
Why Choose BBI for Swedish Massage Insurance?
BBI’s got you covered with excellent-rated massage insurance.
Enjoy:
- 24/7 online policy management
- Coverage that can start right now
- High coverage limits at a low cost
- Monthly or annual payment options
- Option for unlimited additional insureds
- On-the-go coverage for all your work locations
- Customer-approved support team ready to help!
- Occurrence-form coverage* for long-term protection
- Multiple coverage tiers to insure your business property
- Plus much more!
*If you purchased your policy after July 1, 2024, your policy is an occurrence-based policy. If you purchased or renewed your policy before July 1, 2024, your policy is a claims-made policy and is eligible to become an occurrence-based policy after July 1, 2025.
You Can Relax, Too
You help clients unwind, but accidents happen – even to pros like you. Know that BBI’s got you covered for claims like these.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
You help clients unwind, but accidents happen – even to pros like you. Know that BBI’s got you covered for claims like these.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
Quote-Free Swedish Massage Insurance
Join over 63,000 professionals, including Swedish massage therapists like you, who have already found peace of mind with BBI’s liability coverage.
General and Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Optional Add-Ons
Your Swedish massage insurance policy comes standard with the coverages listed in the chart above. For further protection, select from these add-on coverages.
$2/month + options for more coverage
Tools and supplies coverage, or inland marine, can pay to replace your movable business gear if it gets damaged or stolen.
Good for: covering your massage table, oils, business tablet, and more.
One additional insured | $15 per year
Unlimited additional insureds | $30 per year
Adding additional insureds extends your policy coverage to qualified third parties you add to your policy that may be affected by claims brought against your business.
Good for: meeting the requirements of spa owners, landlords, wellness centers, and more.
$6.58 / month
Cyber liability coverage can pay for claims arising from cyber attacks on your business.
Good for: massage therapists who book clients or accept payments online.
Cupping & Microcurrent | $35 per year
Acupuncture | $403 per year
These endorsements (policy modifiers) provide coverage for more specialized services you offer through your practice. Some exclusions apply.
Good for: massage therapists who offer cupping, microcurrent, or acupuncture treatment.
More FAQs About Swedish Massage Insurance
Why Do Swedish Massage Therapists Need Insurance?
Despite the therapeutic nature of Swedish massage, you’re always at risk of injuring a client, damaging their things or your rented workspace, or having a client claim they didn’t quite reach the relaxation they expected from your service.
You need liability insurance so that you won’t have to pay for damages like these on your own.
In addition, spas or other facilities typically require you to be insured and to list them as an additional insured on your policy in order to practice.
How Much Does Swedish Massage Insurance Cost?
BBI’s Swedish massage Insurance starts at just $9.99/month – that’s one of the most affordable policies on the market! Save nearly 20% by opting for the annual payment option of $96.
The final cost of your premium depends on the additional coverage you select. Our customizable system ensures you pay only what you need.
How Can I Add Endorsements (Coverage Add-Ons) to My Current Policy?
Easy! Simply log in to your user dashboard and under “Manage Policies,” click “Add Endorsements.” Select the coverage add-ons you want, check out, and you’re all set.
Your Hands Are in Great Hands
Let our happy policyholders tell you all about it.
Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
Working for the first time in three years, I asked a friend about insurance, she highly recommended Beauty & Body work , it was a great site, easy to understand and lots of follow up. Im happy to be working again!
Easy peasy, I think about 6 minutes is all it took and immediately. I had my proof of insurance!
So at ease knowing I have insurance on my new Lash business and it was easy to apply.
Super fast online purchase for my esthetician business...Had a few questions before I purchased spoke with a very helpful associate that doesn't work on commission.
So happy I found Beauty & Bodywork Insurance. The process to insure my spray tanning business was seamless and affordable. Just what I needed!
What Other Services Are Covered in a BBI Massage Insurance Policy?
Does your massage menu include other services? BBI’s massage therapist insurance also covers you for:
