Thai Massage Insurance
- One policy for all your services
- Instant coverage + proof of insurance
- $15 additional insureds | $30 unlimited
- Mobile coverage for wherever you work
Thai Massage Insurance From BBI
Beauty & Bodywork Insurance (BBI) protects your business as you guide clients toward total mind-body relaxation.
Affordable
A policy priced with your budget in mind.
Comprehensive
All the coverage you need, tailored just for your industry.
Supportive
Customer service that’s here for you now and later.
Keep the Good Energy Flowing
Sometimes accidents happen. When they do, BBI’s by your side. Here are some examples of real claims we’ve covered.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
Sometimes accidents happen. When they do, BBI’s by your side. Here are some examples of real claims we’ve covered.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
What Is Thai Massage Insurance?
Thai massage insurance protects you from having to pay for claims related to your practice. As you stretch clients’ bodies and apply rhythmic pressure, there’s always a chance of injury, property damage, or other mishaps.
BBI’s insurance for Thai massage therapists includes:
- General liability insurance: Can pay for general claims like clients slipping and getting hurt or having their property damaged at your station.
- Professional liability insurance: Can cover you if a client claims you made a mistake during service or gave a recommendation that caused harm.
- Products and completed operations coverage: Covers the products you use during massage and the effects of your completed services after clients leave.
- Personal and advertising injury coverage: Can pay for non-physical injuries you cause others, such as libel, slander, or advertising blunders.
- Fire legal liability insurance: Can pay for accidental fire damage you cause to your rented workspace.
- Medical expenses: Designed to quickly pay for client medical bills if they get hurt — even if it’s not your fault!
How Much Does Thai Massage Liability Insurance Cost?
BBI’s Thai massage insurance base policy starts from $9.99/month or $96/year. This includes coverage of $2 million per claim and $3 million for the entire policy year.
Our policy gives you essential protection with industry-preferred limits at the best price. From there, choose from any of our optional coverages to create a plan that meets your needs.
Quote-Free Thai Massage Insurance
Over 63,000 beauty and bodywork professionals already trust BBI to protect their hard work. Time for you to experience BBI peace of mind, too!
General and Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Optional Add-Ons
Your Thai massage insurance policy comes standard with the coverages listed in the chart above. For further protection, select from these add-on coverages.
$2 – $5.50 / month
Tools and supplies coverage, or inland marine, can pay to replace your movable business gear if it gets damaged or stolen.
Good for: covering your massage mat, pillows, herbal compresses, business tablet, and more.
One additional insured | $15 per year
Unlimited additional insureds | $30 per year
Adding additional insureds extends your policy coverage to qualified third parties you add to your policy who may be affected by claims brought against your business.
Good for: meeting the requirements of spa owners, landlords, and more.
$6.58 / month
Cyber liability coverage can pay for claims arising from cyber attacks on your business.
Good for: massage therapists who book clients or accept payments online.
$2.92 / month
These endorsements (policy modifiers) provide coverage for more specialized services you offer through your practice. Some exclusions apply.
Good for: massage therapists who also offer cupping or microcurrent treatments.
Common Questions About Thai Massage Insurance
Why Do I Need Thai Massage Insurance?
Insurance is a must for your Thai massage practice for:
- Financial security against expensive claims
- Enhanced credibility as a practitioner
- Meeting insurance requirements for employment
- Peace of mind to focus on helping clients
Will My Liability Insurance Cover Me if I Work in Multiple Locations?
Yes, if you work at multiple locations or meet clients at their homes, you’re covered! Your policy follows you wherever you work.
Relax — We’ve Got You Covered!
Take it from our happy policyholders.
Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
Working for the first time in three years, I asked a friend about insurance, she highly recommended Beauty & Body work , it was a great site, easy to understand and lots of follow up. Im happy to be working again!
Easy peasy, I think about 6 minutes is all it took and immediately. I had my proof of insurance!
So at ease knowing I have insurance on my new Lash business and it was easy to apply.
Super fast online purchase for my esthetician business...Had a few questions before I purchased spoke with a very helpful associate that doesn't work on commission.
So happy I found Beauty & Bodywork Insurance. The process to insure my spray tanning business was seamless and affordable. Just what I needed!
What Other Services Are Covered in a BBI Massage Insurance Policy?
BBI covers a wide variety of services. Take a look at the other massage methods we also cover:
