Sports Massage Insurance
- One policy for all your services
- Instant coverage + proof of insurance
- $15 additional insureds | $30 unlimited
- Mobile coverage for wherever you work
Sports Massage Coverage From BBI
Beauty & Bodywork Insurance (BBI) is the best choice for protecting your sports massage therapy business.
Affordable
A policy priced with your budget in mind.
Comprehensive
All the coverage you need, tailored just for your industry.
Supportive
Customer service that’s here for you now and later.
What Is Sports Massage Insurance?
Sports massage insurance is designed to protect you and your business from liability claims stemming from your standard work practices.
Also known as public liability insurance, BBI’s sports massage insurance policy combines professional and general liability coverage, which can cover the products you use, your completed services, the space you rent, and non-physical operations like advertising.
Focus your attention on your clients with BBI’s essential coverage.
How Much Does Sports Massage Therapy Insurance Cost?
With BBI, insurance for sports massage therapists starts at $9.99/month or $96 per year. The basic policy includes a total $3 million in coverage for the year at one of the most affordable rates available.
Beyond your standard policy, you can customize your sports massage therapy insurance with optional add-ons that meet your unique needs!
Why Choose BBI for Sports Massage Insurance?
BBI’s got you covered while you support your clients.
Enjoy top-rated coverage with:
- No membership fees
- Easy online application
- 24/7 access to your user dashboard
- Quick, pain-free claim-filing process
- Option to add unlimited additional insureds
- Mobile coverage in 49 states (MO excluded)
- Need policy changes? Make them any time!
- Multiple coverage tiers for your tools and supplies
- Affordable base policy with the option to pay monthly
- Customer service team of licensed insurance agents
- Occurrence-based coverage* for long-term peace of mind
*If you purchased your policy after July 1, 2024, your policy is an occurrence-based policy. If you purchased or renewed your policy before July 1, 2024, your policy is a claims-made policy and is eligible to become an occurrence-based policy after July 1, 2025.
We’re On Your Team
Don’t let costly claims bench your business. With BBI, you’ve got support when facing claims like these.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
Don’t let costly claims bench your business. With BBI, you’ve got support when facing claims like these.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
Quote-Free Sports Massage Insurance
Over 63,000 professionals already trust BBI to protect their beauty and bodywork businesses. Let us take care of you, too!
General and Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Optional Add-Ons
Your sports massage insurance policy comes standard with the coverages listed in the chart above. For further protection, select from these add-on coverages.
$2 – $5.50 / month
Tools and supplies coverage, or inland marine, can pay to replace your movable business gear if it gets damaged or stolen.
Good for: covering your massage table, oils, business tablet, and more.
One additional insured | $15 per year
Unlimited additional insureds | $30 per year
Adding additional insureds extends your policy coverage to qualified third parties you add to your policy that may be affected by claims brought against your business.
Good for: meeting the requirements of sports clinics, gyms, landlords, and more.
$6.58 / month
Cyber liability coverage can pay for claims arising from cyber attacks on your business.
Good for: massage therapists who book clients or accept payments online.
$2.92 / month
These endorsements (policy modifiers) provide coverage for more specialized services you offer through your practice. Some exclusions apply.
Good for: massage therapists who offer cupping or microcurrent treatments.
More FAQs About Insurance for Sports Massage Therapists
What’s Covered in Sports Massage Insurance?
- General liability insurance to cover third-party injuries or property damage like slip-and-falls or oils ruining a client’s expensive handbag.
- Professional liability insurance to cover claims arising from dissatisfied clients or allegations that you made a professional error.
- Personal and advertising injury coverage, to help with claims involving libel, slander, copyright infringement, or false advertising.
- Fire legal liability coverage for accidental damage to your rented workspace.
- Products and completed operations coverage, to help cover products you use and the completed massage services you provide.
- Medical expense limit to quickly cover third-party (client or other) medical fees, whether or not you’re at fault.
These coverages make up your base policy. Add on extra coverage based on your needs!
Can My Insurance Cover Multiple Disciplines if I Offer Sport Massage Along with Other Therapies?
Yes! Your massage therapy policy can cover you whether you practice one or multiple modalities. Some modalities like cupping and acupuncture require additional endorsements. Be sure to review your specific policy language and exclusions.
Do I Need a Sports Massage Insurance Policy?
We highly recommend having insurance as a sports massage therapist. A technique like gliding that works for one athlete could cause a negative reaction with another. It’s better to be safe and protected rather than worry about the burden of accidents without insurance.
Also, many owners and franchises require sports massage therapy insurance before hiring or contracting with them. BBI makes it easy for you to get covered and get to work fast.
You're In Good Hands.
Here’s what other people have to say about their experience.
Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
Working for the first time in three years, I asked a friend about insurance, she highly recommended Beauty & Body work , it was a great site, easy to understand and lots of follow up. Im happy to be working again!
Easy peasy, I think about 6 minutes is all it took and immediately. I had my proof of insurance!
So at ease knowing I have insurance on my new Lash business and it was easy to apply.
Super fast online purchase for my esthetician business...Had a few questions before I purchased spoke with a very helpful associate that doesn't work on commission.
So happy I found Beauty & Bodywork Insurance. The process to insure my spray tanning business was seamless and affordable. Just what I needed!
What Other Services Are Covered in a BBI Massage Insurance Policy?
BBI covers a wide variety of services. Take a look at the other massage methods we also cover:
