Reiki Liability Insurance
Reiki seeks to balance the energy within patients and is generally considered one of the safest wellness treatments—but practitioners are still at risk for liability claims. Beauty & Bodywork Insurance offers comprehensive coverage that keeps you, your business, and your clients protected in case of accidental injury during treatment, adverse reaction, or other unforeseen consequence. Enjoy the same peace of mind that thousands of other body and energy workers have found by purchasing a reiki liability insurance policy from BBI.
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$15 per Additional Insured or $30 for Unlimited
What Are Some Examples Of Covered Reiki Insurance Claims?
While each policy has different coverage specifics, here are some actual claim examples that BBI has covered. Without reiki insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
While each policy has different coverage specifics, here are some actual claim examples that BBI has covered. Without reiki insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
What Is Reiki Insurance?
Reiki insurance protects your business against general and professional liability claims that may occur from your daily operations. Without the correct insurance coverage, a claim could potentially affect your business by holding you personally financially responsible for any damages.
Some of the most common claims include simple trips and falls while navigating through the treatment space or getting onto and off the table. Some clients even experience certain side effects like nausea, dizziness, or headaches, and may file a claim against you. If you have any questions about what your coverage entails, please feel free to call one of our licensed agents at 877-536-7290 for a no-obligation consultation.
How Much Does Reiki Liability Insurance Cost?
Reiki practitioners can get an extensive insurance policy starting at just $9.99 per month with the option to cancel at any time, or you can pay for a full year of coverage for $96.
Optional coverage is also available for additional fees, such as $30 per year for unlimited Additional Insureds. Tools and Supplies Coverage starting at just $2/month, See our list of optional insurance endorsements for a full price list.
Why Choose BBI For Reiki Liability Insurance?
At BBI, we keep insurance simple. Reiki practitioners can make a one-time purchase online and receive protection for the next year. You can choose when your policy starts, add optional coverage, and instantly download your Certificate of Insurance.
Other benefits include:
- BBI is top-rated
- Our easy, online process takes less than 10 minutes to complete
- We offer 24/7 access to your insurance policy with your online user account
- Filing a claim with BBI is quick and easy
- Industry-preferred occurrence-based coverage*
- Check, edit, and make changes to your policy at any time
- You have the ability to add additional insureds to your policy at any time
- Available endorsements if you need additional coverage
- Top-notch, reliable customer service with licensed insurance agents available to speak on the phone or chat online
Over 62,000 beauty and wellness businesses trust in BBI to protect them—now it’s your turn.
*If you purchased your policy after July 1, 2024, your policy is an occurrence-based policy. If you purchased or renewed your policy before July 1, 2024, your policy is a claims-made policy and is eligible to become an occurrence-based policy after July 1, 2025.
Quote-Free Application Process for Reiki Insurance
Join the tens of thousands of bodyworkers nationwide who have found peace of mind by purchasing liability coverage from BBI. Get a policy today!
General and Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Common Questions about reiki insurance
Why Do I Need Reiki Insurance?
Even though Reiki isn’t a hands-on treatment, insuring your practice has numerous benefits. Whether you provide reiki treatments at a spa, a national franchise, or a client’s home, accidents can happen when we least expect them—and it pays to be prepared.
Some common insurance claims we see reiki practitioners face are:
- A table breaking during a session
- Client’s injuring themselves getting on/off tables
- Slip-and-fall accidents in the area you work in
- Allergic reactions to incense or candles
- Your supplies accidentally damaging a space you rent
- Accidental damage to equipment you borrow
- Dissatisfied customers filing lawsuits
Reiki insurance can help you protect yourself from the legal fees and judgment costs that could be financially devastating to you and your business. Some spas, landlords, or franchisors may even require you to provide additional insured status before they will allow you to work for them, and you will need an insurance policy to do this. Reiki insurance also provides a sense of increased professionalism and authority to your clients knowing they’re working with an insured practitioner.
At the end of the day, reiki insurance can help you have peace of mind in your practice. Your job is to provide an uplifting environment for your clients and that can be tricky if you’re stressed or worried about potential claims.
What Type Of Insurance Coverage Do Reiki Therapists Need?
Most reiki therapist insurance policies offer coverage for the risks you face while practicing reiki. This is sometimes called reiki malpractice insurance.
At BBI we want to make sure you’re covered in all aspects of your business, not just the services you offer. That’s why we’ve created comprehensive coverage plans that can help you handle claims you never thought you could be held responsible for.The coverages we offer reiki therapists are:
General Liability Insurance: Also known as Public Liability, this is coverage for bodily injuries or property damage caused by you to a third-party (like a customer or business).
Professional Liability Insurance: This is coverage for injuries, losses, or damages caused by your professional services, or lack of.
Products & Completed Operations Insurance: This is coverage for injuries or damages that occur from a product you may have sold to a customer or used during their service.
Personal & Advertising Injury: This is coverage for wrong or false statements you might make toward another practitioner or business. It may also cover you in instances of accidental copyright of another person’s advertising.
Damage to Rented Premise Coverage: This is a type of protection for buildings (and their contents) for its loss or loss of income-producing abilities due to fires.
Can I Add Additional Insureds?
You can add a single additional insured to your policy for $15 per year, or add unlimited additional insureds for $30 per year. Additional insureds can be the place you work at, the facility’s manager, or the person who owns the space you rent for your practice. It can also be a city, event, or location. Additional insureds cannot be coworkers, friends, family, or employees.
Additional insured status extends coverage from your policy to whomever you have listed. If an accident was caused by your negligence, and someone files a lawsuit, you and the additional insured could both be named as responsible parties. Your insurance policy may then help pay for the additional insured’s expenses for being named in the lawsuit.
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What Services Are Covered in a BBI Reiki Policy?
BBI covers a wide variety of services. Take a look at this list to see what we cover:
