Reiki Insurance
- Superfast, secure, and easy
- Instant coverage — for wherever you work
- $15 per additional insured | $30 unlimited
BBI’s Insurance for Reiki Practitioners
While you promote balance within clients, Beauty & Bodywork Insurance (BBI) empowers you with coverage that’s:
Affordable
A policy priced with your budget in mind.
Comprehensive
All the coverage you need, tailored just for your industry.
Supportive
Customer service that’s here for you now and later.
Find Harmony for Your Practice
Here are some real claims we’ve helped with.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
Here are some real claims we’ve helped with.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
What Is Reiki Insurance?
Reiki insurance is essential coverage for your practice against claims from clients or other third parties. As you guide clients’ flowing ki, you’re always at risk of things going wrong — no matter how careful you are. Reiki insurance keeps you from paying to make things right on your own.
How Much Does Reiki Liability Insurance Cost?
BBI’s reiki liability insurance starts from $9.99/month or $96/year! Your base policy is designed with the common coverage you need — with options for add-ons available.
Why Choose BBI For Reiki Practitioner Insurance?
BBI’s coverage is made for you.
Enjoy:
- A fast online checkout process
- Quick, seamless claim support
- Coverage backed by a top-rated carrier
- Option for unlimited additional insureds
- A customizable policy tuned to your needs
- Industry-preferred occurrence-based coverage*
- Instant insurance for your bodywork services
- Friendly non-commissioned agents ready to help!
- 24/7 access to your policy via your user dashboard
*All new policies purchased after July 1, 2024 include occurrence-based coverage.
Quote-Free Reiki Insurance Coverage
Join your industry peers — over 63,000 of them already work with BBI peace of mind as they help clients feel their best!
General and Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Optional Add-Ons
Customize your reiki insurance policy with any of these extra coverages.
$2 – $5.50 / month
Tools and supplies coverage, or inland marine, can pay to replace your movable business gear if it gets damaged or stolen.
Good for: covering your portable massage table, business tablet, and more.
$6.58 / month
Cyber liability coverage can pay for claims arising from cyber attacks on your business.
Good for: reiki practitioners who book clients or accept payments online.
One additional insured | $15 per year
Unlimited additional insureds | $30 per year
Adding additional insureds extends your policy coverage to qualified third parties that may be affected by claims brought against your business.
Good for: meeting the requirements of wellness centers, spas, and more.
FAQs About Reiki Insurance
Why Do I Need Reiki Insurance?
You need reiki insurance to protect your practice from common claims like:
- Table breaks or clients injuring themselves during sessions
- Slip-and-fall accidents in your workspace
- Allergic reactions to products like candles or incense
- Accidental damage to the space you rent
- Clients dissatisfied with the results of your service
You also need coverage to:
- Meet work requirements
- Stay in business while you handle claims
- Enhance your professional credibility with clients
- Focus on guiding life energy — not on costly what-ifs!
What Type of Insurance Coverage Do Reiki Therapists Need?
BBI’s base policy includes all the coverages you need:
- General liability insurance: for client injuries or property damage that happen at your business
- Professional liability insurance: for claims of professional mistakes, harmful advice, or even unmet expectations
- Products and completed operations coverage: for the products you use and your completed services after a client leaves your business
- Personal and advertising injury coverage: for non-physical damages to clients or competitors
- Fire legal liability coverage: for accidental fire damage to your rented space
- Medical expenses: to pay for client medical bills, even if you’re not at fault
Your Healing Hands Are Safe With Us
Check out what our policyholders say.
Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
Working for the first time in three years, I asked a friend about insurance, she highly recommended Beauty & Body work , it was a great site, easy to understand and lots of follow up. Im happy to be working again!
Easy peasy, I think about 6 minutes is all it took and immediately. I had my proof of insurance!
So at ease knowing I have insurance on my new Lash business and it was easy to apply.
Super fast online purchase for my esthetician business...Had a few questions before I purchased spoke with a very helpful associate that doesn't work on commission.
So happy I found Beauty & Bodywork Insurance. The process to insure my spray tanning business was seamless and affordable. Just what I needed!
What Services Does a BBI Policy Cover?
A single policy covers you for:
