Aromatherapy Insurance
Aromatherapy utilizes aromatic essences from plants to help heal the body, spirit and mind. While you understand how these special oils help thousands of people each year, you cannot foresee a client having a negative reaction to your treatment. Obtaining aromatherapy insurance can protect your business against incidents such as these.
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$15 per Additional Insured or $30 for Unlimited
BBI Is The Liability Coverage You Need
Aromatherapists use essential oils to promote spiritual and physical healing. While you are a skilled aromatherapist, it is impossible to tell exactly what can go wrong in your career. The next client that walks through your doors could be the one that will soon be heading to the doctor to be treated for an allergic reaction. Even though it was an innocent mistake, you could still be held liable.
BBI is designed to protect you and give you the peace of mind you deserve as you work to improve your client’s mood, relaxation, mind, and health. Our online Beauty and Bodywork Insurance (BBI) policy offers aromatherapists top-rated coverage at the lowest price.
What Are Some Examples Of Covered Claims?
While each policy has coverage specifics, here are some claim examples that BBI has covered. Without aromatherapy insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
While each policy has coverage specifics, here are some claim examples that BBI has covered. Without aromatherapy insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
Quote-Free Application Process
Join the tens of thousands of aromatherapy professionals nationwide who have found peace of mind by purchasing liability coverage from BBI. Get a policy today!
General and Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
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Here’s what other people have to say about their experience.
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What Other Services Are Covered in a BBI Bodyworker Policy?
BBI covers a wide variety of services. Take a look at this list to see what we cover:
