Holistic and Alternative Therapy Insurance
- One policy for all your services
- Instant coverage + proof of insurance
- $15 additional insureds | $30 unlimited
- Mobile coverage for wherever you work
Holistic Therapist Insurance From BBI
Beauty & Bodywork Insurance (BBI) is the best choice for protecting all the ways you help clients reach their total wellness goals.
Affordable
A policy priced with your budget in mind.
Comprehensive
All the coverage you need, tailored just for your industry.
Supportive
Customer service that’s here for you now and later.
What Types of Therapies Are Covered Under Alternative and Holistic Therapist Insurance?
BBI’s holistic therapy insurance offers whole-practice care for therapies like:
Common Questions About Holistic Therapy Insurance
What Is Holistic Therapist Insurance?
Holistic therapist insurance is specialized coverage for practitioners like you in the holistic health field, including those providing alternative therapies. The coverage protects you from having to pay for expensive work-related liabilities on your own.
Carrying holistic therapy insurance gives you peace of mind to focus on your clients – not on the risks of accidents, injuries, or claims of dissatisfaction that can arise from your practice.
Holistic and alternative therapy insurance from BBI combines general and professional liability coverage, plus options for add-ons. Think of it as essential holistic coverage for your business.
Why Do I Need Alternative Therapy Insurance?
The short answer: you need holistic and alternative therapy insurance to protect yourself financially. There are inherent risks with providing non-conventional wellness treatments – clients can get hurt, have their property damaged, or claim you made a professional mistake.
With insurance, you can work confidently knowing you won’t have to put your practice on hold if things go wrong.
And if you work independently and rent space from a spa or wellness center, these venues typically require you to carry liability insurance – and list them as an additional insured on your policy. BBI makes it easy for you to get covered and start helping clients sooner!
Why Choose BBI for Insurance for Holistic Practitioners?
Get high coverage at an affordable price with insurance from BBI.
Check out our benefits:
- Excellent-rated carrier
- Pay monthly or annually
- Quick, easy claim-filing process
- 24/7 access to your policy online
- Customer-approved support team
- Individual limits you never have to share
- Optional add-ons to customize your policy
- Industry-preferred occurrence-form coverage*
- Goes-with-you coverage for multiple work locations
*If you purchased your policy after July 1, 2024, your policy is an occurrence-based policy. If you purchased or renewed your policy before July 1, 2024, your policy is a claims-made policy and is eligible to become an occurrence-based policy after July 1, 2025.
We’ll Take Care of That
Accidents happen – even to the most experienced holistic practitioners. When things go wrong, BBI has you covered for claims like these.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
Accidents happen – even to the most experienced holistic practitioners. When things go wrong, BBI has you covered for claims like these.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
Quote-Free Insurance for Holistic Therapists
Over 63,000 professionals, including holistic therapists like you, have already found peace of mind with BBI’s liability coverage. Care for your business like you care for your clients – join today!
General and Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Optional Add-Ons
Your alternative therapy insurance policy comes standard with the coverages listed in the chart above. To enhance your policy, select from these additional coverages.
$2/month + options for more coverage
Tools and supplies coverage, or inland marine, can pay to replace your movable business gear if it gets damaged or stolen.
Good for: covering your massage table, aromatherapy oils, foot bath, business tablet, and more.
$15/year | one additional insured
$30/year | unlimited additional insureds
Adding additional insureds extends your policy coverage to qualified third parties you add to your policy that may be affected by claims brought against your business.
Good for: meeting the requirements of spa owners, landlords, venue organizers, and more.
$6.58 / month
Cyber liability coverage can pay for claims arising from data breaches and cyber attacks on your business.
Good for: holistic practitioners who book clients or accept payments online.
More FAQs About Holistic Therapist Insurance
What Is a Holistic Therapist?
A holistic therapist is a practitioner who adopts a comprehensive (i.e. holistic!) approach to wellness, addressing whole-person care. Alternative practitioners can be holistic therapists, but they specialize in providing alternative-care therapies, such as aromatherapy and reflexology.
If this is you, it’s smart to get alternative and holistic therapist insurance to keep your practice safe from financial risk!
How Much Does Holistic and Alternative Therapy Insurance Cost?
BBI’s holistic and alternative therapy insurance starts at just $9.99 a month! Or, save nearly 20% by paying one annual fee of $96.
Enjoy one of the most affordable policies on the market – with top-tier coverage to match!
If you’d like to customize your policy, simply select any of our optional add-ons; our pricing is transparent, so you only pay for what you want.
Does My Holistic Therapist Insurance Cover Me for Online Consultations or Telehealth Services?
Yes! Your holistic therapist insurance from BBI will cover you for online consultations and telehealth services. Whether you meet your clients in person or online, you’re covered for your holistic practice as long as your methods are not on our excluded methods list.
You’re in Great Hands
Let our happy policyholders tell you all about it.
Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
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