Henna Artist Insurance
Getting a design painted on the body with henna can be fun, especially for those who just want something temporary but still want that tattoo look. Unfortunately, the risks that come with including henna in your work are always lurking and an accident can happen at any time. Obtaining henna liability insurance provides peace of mind as you work.
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$15 per Additional Insured or $30 for Unlimited
BBI is The Coverage You need
Being a henna tattoo artist can be a fun and exciting career, but it also has risks that you should be aware of. What if a client you applied henna to had to go to the hospital for an allergic reaction? Would your business survive a lawsuit from a client seeking damages because the product you used gave them a skin condition?
The good news is that you don’t need to take all the financial risk. Our Beauty and Bodywork Insurance (BBI) policy gives henna tattoo artists the protection they need at an inexpensive price. However, our henna artist insurance specifically excludes black henna.
Whether you are hennaing hair or eyebrows or you are an independent contractor running your own henna business, BBI is your best choice when it comes to your insurance needs.
- Top-rated carriers
- Easy and fast online application
- Monthly or annual payment options
- Instant access to certificate of insurance
- General and professional liability coverage
- Industry-preferred occurrence-based policy*
- Multiple equipment coverage tiers
- Helpful support team on standby
*If you purchased your policy after July 1, 2024, your policy is an occurrence-based policy. If you purchased or renewed your policy before July 1, 2024, your policy is a claims-made policy and is eligible to become an occurrence-based policy after July 1, 2025.
What Are Some Examples of Covered Claims?
While each policy has coverage specifics, here are some actual claim examples. Without Henna Artist insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
While each policy has coverage specifics, here are some actual claim examples that BBI has covered. Without Henna Artist insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
Quote-Free Application Process Henna Artist Insurance
Join the tens of thousands of henna artists nationwide who have found peace of mind by purchasing liability coverage from BBI. Get a policy today!
General and Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
You're in Good Hands.
Here’s what other people have to say about their experience.
Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
Working for the first time in three years, I asked a friend about insurance, she highly recommended Beauty & Body work , it was a great site, easy to understand and lots of follow up. Im happy to be working again!
Easy peasy, I think about 6 minutes is all it took and immediately. I had my proof of insurance!
So at ease knowing I have insurance on my new Lash business and it was easy to apply.
Super fast online purchase for my esthetician business...Had a few questions before I purchased spoke with a very helpful associate that doesn't work on commission.
So happy I found Beauty & Bodywork Insurance. The process to insure my spray tanning business was seamless and affordable. Just what I needed!
What Services are Covered in a BBI Henna Artist Policy?
BBI covers a wide variety of services. Take a look at this list to see what we cover:
