Face and Body Painting Insurance
- One policy for all your services
- Instant coverage + proof of insurance
- $15 additional insureds | $30 unlimited
- Mobile coverage for wherever you work
Face Painting Insurance From BBI
For any color palette and every brushstroke, Beauty & Bodywork Insurance (BBI) keeps you covered.
Affordable
A policy priced with your budget in mind.
Comprehensive
All the coverage you need, tailored just for your industry.
Supportive
Customer service that’s here for you now and later.
What Services Does BBI’s Face Painting Insurance Cover?
Our policy paints a broad spectrum of coverage. Check out our list of eligible services:
Common Questions About Face Painting Insurance
What Is Insurance for Face Painters?
Liability insurance for face painters is coverage designed to keep you from paying out of pocket for expensive mishaps related to your work. You’ve got skin in the game – with the right protection, you’re free to bring your most creative ideas to life.
At BBI, we know you’d rather focus on getting your palette ready and your clients painted. That’s why our face painting liability insurance combines general and professional liability coverage into one policy. Easy!
Start mixing. BBI’s got your face and body painting business covered.
Do I Need Insurance for Face Painting?
Yes, if you’re a face or body painter, you need insurance. Sharp tools, potential paint allergies, antsy children, vulnerable eye areas – you face a combination of these risks every time you paint. Insurance provides much-needed peace of mind, so you can work worry-free.
Headed to a festival, corporate party, or production set? Organizers will likely require you to carry face painters insurance – and list them as an additional insured – before you’re allowed to pick up your brushes. With your BBI policy, you can meet these requirements and get to work fast.
You love what you do. So, insure it!
Why Choose BBI for Face Painting Insurance?
BBI is the best choice for protecting your face and body painting business.
Enjoy:
- Excellent-rated coverage
- Monthly or annual payment options
- Coverage limits you never, ever have to share
- Customer support – real humans! – ready to help
- 24/7 online policy management via your dashboard
- Occurrence-based coverage* for long-term protection
- Mobile coverage – work multiple events with one policy!
- An affordable, customizable policy with high coverage limits
*If you purchased your policy after July 1, 2024, your policy is an occurrence-based policy. If you purchased or renewed your policy before July 1, 2024, your policy is a claims-made policy and is eligible to become an occurrence-based policy after July 1, 2025.
We Support You When Things Get Messy
Let your creativity flow. BBI’s face and body painting insurance coverage can take care of claims like these.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
Let your creativity flow. BBI’s face and body painting insurance coverage can take care of claims like these.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
Quote-Free Face Painters Insurance
BBI proudly insures over 63,000 professionals, including body and face painters. Let us take care of you, too!
General and Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Optional Add-Ons
Your face painting insurance policy comes standard with the coverages listed in the chart above. For enhanced protection, select from these optional add-ons.
$2 – $5.50 / month
Tools and supplies coverage, or inland marine, can pay to replace your movable business gear if it gets damaged or stolen.
Good for: covering your paints, stencils, brushes, business tablet, and more.
One additional insured | $15 per year
Unlimited additional insureds | $30 per year
Adding additional insureds extends your policy coverage to qualified third parties you add to your policy that may be affected by claims brought against your business.
Good for: meeting the requirements of event organizers (of festivals, fairs, or parties) and more.
$6.58 / month
Cyber liability coverage can pay for claims arising from data breaches and cyber attacks on your business.
Good for: face and body painters who book clients or accept payments online.
We’ve Got You
And we mean that! See what our community has to say.
Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
Working for the first time in three years, I asked a friend about insurance, she highly recommended Beauty & Body work , it was a great site, easy to understand and lots of follow up. Im happy to be working again!
Easy peasy, I think about 6 minutes is all it took and immediately. I had my proof of insurance!
So at ease knowing I have insurance on my new Lash business and it was easy to apply.
Super fast online purchase for my esthetician business...Had a few questions before I purchased spoke with a very helpful associate that doesn't work on commission.
So happy I found Beauty & Bodywork Insurance. The process to insure my spray tanning business was seamless and affordable. Just what I needed!
More FAQs About Face Painting Insurance
What Insurance Do I Need as a Face Painter?
As a face painter, you need insurance that comes with:
- General liability, in case someone gets hurt in your workstation or has their stuff damaged.
- Professional liability, to cover you for any professional mistakes you make.
- Products and completed operations, to cover the paints you use and your completed face and body painting services if they cause damage to a client.
- Personal and advertising injury, in case of any non-physical injuries to third parties (like clients or other businesses).
- Fire legal liability (damage to rented premises), to cover accidental damage to your rented space.
- Medical expense limit, to pay for medical bills related to your work (whether or not you’re at fault).
BBI’s base face painting insurance policy includes all of the above, so you can feel confident you’ve got the coverage you need.
If you want to enhance your policy, select any of our optional add-ons!
How Much Does Face Painting Insurance Cost?
Beauty & Bodywork Insurance offers a face painting insurance policy for only $9.99/month, or save almost 20% by paying annually – $96/year. Please note if you offer any of the excluded methods listed on our site, you will not qualify for coverage under these prices.
We price our policy competitively to get you the coverage you need at a rate you’ll love.
Will Face Painters Insurance Cover Me if I Work at Multiple Locations or Events?
Yes, your BBI face painting insurance policy will cover you if you work at multiple locations or events! Your coverage follows you wherever you work (MO excluded). Just be sure to keep your mailing address up to date in your user dashboard, and you’re all set!
