Microdermabrasion Insurance
Microdermabrasion is one of the most effective anti-aging techniques around. As a specialist, clients come to you to help them fight the clock. Just like other techniques, things can go wrong and without microdermabrasion or esthetician insurance you could be exposing your business’ bottom line.
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$15 per Additional Insured or $30 for Unlimited
BBI Is the Liability Coverage You Need
The techniques you use as a microdermabrasion specialist helps your clients look their best, but mishaps can happen at any time. What would happen if you worked on a client and they developed a skin irritation? What if that irritation led to discomfort and emotional trauma? What if you were held liable and had to pay the client’s medical expenses?
The good news is that having a Beauty and Bodywork Insurance (BBI) policy provides protection from unforeseen accidents. We offer insurance for estheticians who are using a microdermabrasion machine.
What Are Some Examples Of Covered Claims?
While each policy has coverage specifics, here are some claim examples that BBI has covered. Without microdermabrasion insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
While each policy has coverage specifics, here are some claim examples that BBI has covered. Without microdermabrasion facial insurance coverage, you could be held liable for these claims.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
Questions About Microdermabrasion Insurance?
What is Microdermabrasion Liability Insurance?
Our esthetician insurance policy extends coverage for your specific services and practices. Microdermabrasion liability insurance gives you financial coverage in the event of a claim against your business for accidents or errors you may make in the course of a client appointment.
Accidents happen, but our Beauty and Bodywork Insurance policy is designed to cover many unique practices offered in this professional beauty space. Don’t work without coverage and assume the risk, put your trust in BBI.
How Much is Microdermabrasion Insurance?
Our General and Professional liability coverage start at $9.99/month or $96/ year. This provides you quality coverage for $3,000,000 annually for accidents or claims that may arise. You can easily customize your policy with additional coverages for unique services you offer including acupuncture or cupping.
To protect your microdermabrasion tools and equipment, add on tools and supplies coverage, starting at just $2/month. We conveniently offer multiple coverage tiers — up to a $10,000 limit — to choose from.
What Types of Microdermabrasion are Covered by a BBI Policy?
Microdermabrasion is a minimally invasive treatment, so many of your practicing methods will be covered including; diamond-tip, crystal, and hydradermabrasion. If you are curious about specific practices you offer you can always contact our customer service team via chat, phone, or email.
Quote-Free Application Process
Join the tens of thousands of estheticians nationwide who have found peace of mind by purchasing liability coverage from BBI. Get a policy today!
General and Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Microcurrent Endorsement
Microcurrent therapy rejuvenates and improves the appearance of skin and can offer muscle pain relief. BBI offers coverage for microcurrent treatments—one of the latest technologies utilized by estheticians—for just $35 with your BBI policy. You can add the microcurrent endorsement to your policy when filling out your application.
The following exclusions apply to the microcurrent endorsement:
- You do not perform procedures on clients with cancer, implanted devices (such as pacemakers, defibrillators, etc.), are pregnant, or subject to seizures
- You only use handheld microcurrent devices
- You do not use electrode pads in your practice
- You only use microcurrent devices with 500 microamps and below
You're in good hands.
Here’s what other people have to say about their experience.
Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
Working for the first time in three years, I asked a friend about insurance, she highly recommended Beauty & Body work , it was a great site, easy to understand and lots of follow up. Im happy to be working again!
Easy peasy, I think about 6 minutes is all it took and immediately. I had my proof of insurance!
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Super fast online purchase for my esthetician business...Had a few questions before I purchased spoke with a very helpful associate that doesn't work on commission.
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What Other Services Are Covered in a BBI Esthetician Insurance Policy?
BBI covers a wide variety of services. Take a look at the other esthetician methods we also cover:
