Microdermabrasion Insurance
- Superfast, secure, and easy
- Instant coverage — for wherever you work!
- $15 per additional insured | $30 unlimited
BBI’s Insurance for Microdermabrasion
Beauty & Bodywork Insurance (BBI) is the best choice for protecting your skincare business.
Affordable
A policy priced with your budget in mind.
Comprehensive
All the coverage you need, tailored just for your industry.
Supportive
Customer service that’s here for you now and later.
Brighten Up! We’ve Got You Covered
When accidents happen, BBI is here to support you. These are some real claims we’ve helped with.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
When accidents happen, BBI is here to support you. These are some real claims we’ve helped with.
All policies have conditions, limitations, and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage. You could be held liable for any damage done to your client. Make sure that you are aware of any allergies that your clients may have beforehand, and always work with precautions and care.
What is Microdermabrasion Liability Insurance?
Microdermabrasion liability insurance is designed to give you financial coverage for claims arising from your work as a skincare professional.
As you exfoliate and polish to reveal the glow in your clients’ skin, BBI’s comprehensive policy protects you in cases of injury, property damage, and professional mistakes. It includes:
- General liability insurance
- Professional liability insurance
- Products and completed operations coverage
- Personal and advertising injury coverage
- Fire legal liability coverage
- Medical expenses
How Much Is Microdermabrasion Insurance?
Microdermabrasion insurance from BBI starts at $9.99/month or $96/year. For one of the most affordable premium rates available, you get $2M in coverage per claim and $3M in coverage for the entire policy year.
Customize your base policy with additional coverages — our select-and-go system ensures you pay only for what you need!
What Types of Microdermabrasion Are Covered?
Your BBI policy covers many microdermabrasion methods, including:
- Crystal
- Diamond-tip
- Hydrodermabrasion
- Brushed microdermabrasion
- Ultrasonic microdermabrasion
Have questions about a specific method you offer? Contact us! We’d love to help.
Why Do I Need Microdermabrasion Insurance?
Liability insurance is essential for estheticians who offer microdermabrasion and other skincare services! It helps you:
- Meet insurance requirements for employment
- Stay covered whether you work at a spa or on the go
- Show clients you’re a professional committed to safety
- Work with peace of mind knowing you’re financially protected
Quote-Free Microdermabrasion Insurance
In just a few clicks, join over 63,000 professionals who already work confidently with BBI’s excellent-rated coverage!
General and Professional Liability Limits
The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
$3,000,000
The maximum amount your policy will pay in a 12-month period for bodily injury and property damage claims that result from the products you use to perform your services. However, it does not cover products that are sold or distributed.
$3,000,000
The amount that your policy will pay for claims arising out of one or more of the following offenses:
-False Arrest, detention or imprisonment
-Malicious prosecution
-Wrongful Eviction or Wrongful Entry
-Oral or written publications that slander or libels a person or organization
-Oral or written publication or material that violates a person’s right of privacy
-The use of another’s advertising idea in your advertisement
Included
The maximum the insurance carrier will pay for a bodily injury or property damage claim that you become legally obligated to pay due to your business and professional services.
$2,000,000
Applies to damage by fire to premises rented to the insured and to damage regardless of cause to premises (including contents) occupied by the insured for 7 days or less.
$300,000
A general liability coverage that reimburses others, without regard to the insured’s liability, for medical or funeral expenses incurred by such persons as a result of bodily injury or death sustained by accident under the conditions specified in the policy.
Any One Person: $5,000
i. Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact us.
Optional Add-Ons
Your microdermabrasion insurance policy comes standard with the coverages listed in the chart above. To customize your policy and maximize your protection, select from these extra coverages.
$2 – $5.50 / month
Tools and supplies coverage, or inland marine, can pay to replace your movable business gear if it gets damaged or stolen.
Good for: covering your microdermabrasion machine, serums, portable beauty bed, business tablet, and more.
One additional insured | $15 per year
Unlimited additional insureds | $30 per year
Adding additional insureds extends your policy coverage to third parties that may be affected by claims brought against your business.
Good for: meeting the requirements of spa owners, booth rental locations, and more.
$6.58 / month
Cyber liability coverage can pay for claims arising from cyber attacks on your business.
Good for: estheticians who book clients or accept payments online.
Take It From Our Policyholders
They have great things to say!
Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
Working for the first time in three years, I asked a friend about insurance, she highly recommended Beauty & Body work , it was a great site, easy to understand and lots of follow up. Im happy to be working again!
Easy peasy, I think about 6 minutes is all it took and immediately. I had my proof of insurance!
So at ease knowing I have insurance on my new Lash business and it was easy to apply.
Super fast online purchase for my esthetician business...Had a few questions before I purchased spoke with a very helpful associate that doesn't work on commission.
So happy I found Beauty & Bodywork Insurance. The process to insure my spray tanning business was seamless and affordable. Just what I needed!
What Other Services Are Covered Under a BBI Esthetician Insurance Policy?
Offer other services? Awesome. We also cover:
