Excluded Methods
While we strive to help as many people as possible get the insurance they need, we regret that there are some things we cannot insure. Below are a list of exclusions that BBI will not respond to:
- Abuse
- Assault & Battery
- Medical Professional Services
- Molestation, Harassment or Sexual Conduct
- Body and Cool Sculpting
- Training or application of micro-pigmentation, Black Henna, body piercing or permanent body art
- Laser treatments
- Surgical hair removal, hair implanting or hair transplanting
- Acupuncture (optional endorsement)
- Any procedure that punctures the skin (optional endorsement)
- Any teeth modification other than LED teeth whitening
- Psychological or related treatment therapy
- The use of electrical or mechanical apparatus or device for massage therapy, including electric massage chair or vibration machines
- The use of any appliance, apparatus or device employing x-ray, electrical rays, radio waves or electronic waves
- Suntan beds or suntan booths
- The use of inversion tables
- Sale, service or application of wigs or toupees
- Removal or any attempt to remove warts, moles, or skin growths
- Ultrasonic cavitation machines
- Aqua therapy
- Skin needling
- Electrolysis
- Equine/horse yoga or massage
- Cupping
- Ear candling/coning
- Hypnosis
- Pole dancing, pole fitness, or exotic exercise
- Microblading
- Body branding
- Endermologie
- Flower essence or herbal therapy
- Gua sha
- Aerial yoga
- Prescription, sales, distribution, or administration of any narcotic, controlled substance, or prescription medicine
- Any operation that requires a medical license
- Diagnosing or failure to diagnose any disease or medical condition
- Manipulations or adjustments of the human skeletal structure
- The use of any product developed with or containing human stem cells or stem cell media
- Cryotherapy
- Recommendation, sales, distribution, or administration of any vitamins, supplements, or nutraceuticals
- Dietary or nutritional related work for hospitals, assisted living facilities, nursing homes, home health care providers, health clinics, schools, or professional sport teams
