What Is Nail Tech Insurance?
Nail tech insurance covers you from costly third-party injury or property damage claims related to your business. Smudges happen — even to the most careful pros. Our comprehensive coverage protects you from paying out of pocket when things go wrong.
Like the ultimate topcoat, nail tech insurance defends your business, bank account, and reputation against life’s unexpected moments, so your career can keep shining.
Why Do I Need Nail Tech Insurance?
From perfecting your technique at the Nail Tech Event of the Smokies to sharing your latest fabulous set on social media, you do a lot to grow your business. Protecting all your hard work with insurance is just as essential.
You need it to:
- Shield your business from costly claims
- Enhance your credibility as a pro nail technician
- Meet requirements for contracts, events, and gigs
- Focus on creating flawless nails — not on all the risks
Beauty and Bodywork Insurance’s Partnership Snapshot
Coverage Details
General Liability Insurance
Yearly Policy Limit: $3 million (included)
Designed for slips, trips, and falls, general liability insurance helps pay for on-site accidents caused by your business operations.
Professional Liability Insurance
Yearly Policy Limit: $3 million (included)
Professional liability insurance can cover the cost of medical bills or legal fees from damages caused by your professional services.
Tools & Supplies Coverage
Yearly Policy Limit: $2,000 – $10,000 (optional)
Also known as Inland Marine, this coverage can pay to repair or replace your movable business property, like your entire nail kit or business tablet, in case of damage or theft.
Additional Insureds
$15 per additional insured (optional)
$30 unlimited additional insureds (optional)
A company or event organizer may require you to add them to your policy as an additional insured. This extends your coverage to protect them in case you’re both named in a claim.
Affordable
A policy priced with your budget in mind.
Comprehensive
All the coverage you need, tailored just for your industry.
Supportive
Customer service that’s here for you now and later.
Long-Lasting Peace of Mind
Beauty & Bodywork Insurance (BBI) offers top-rated coverage to protect you when it matters the most. Customize your policy and get covered instantly — all online, no headache required.
Over 63,000 professionals already work with BBI peace of mind. Join us today and get back to shaping, creating, and polishing worry-free. We’ve got you covered.
Have Questions? We Can Help!
Have Partnership Questions?
Partnership Associate
Stephanie Davis
Why BBI?
You + us? We’re like the perfect base and color combo. Learn more.
Great comprehensive coverage that conforms to the needs of the home office, studio, atelier and business while also considering health, employees and auto. Great buy! I recommend it to everyone because it’s a very affordable insurance that can be molded to the business’ complexity or simplicity. Amazing!
Working for the first time in three years, I asked a friend about insurance, she highly recommended Beauty & Body work , it was a great site, easy to understand and lots of follow up. Im happy to be working again!
Easy peasy, I think about 6 minutes is all it took and immediately. I had my proof of insurance!
So at ease knowing I have insurance on my new Lash business and it was easy to apply.
Super fast online purchase for my esthetician business...Had a few questions before I purchased spoke with a very helpful associate that doesn't work on commission.
So happy I found Beauty & Bodywork Insurance. The process to insure my spray tanning business was seamless and affordable. Just what I needed!
