Massage Therapy Liability Insurance Comparison

Your massage insurer of choice may check all of your initial boxes for pricing, coverage, and convenience, but you’ll also need the reassurance that you’ll be supported through every step after purchase. So be sure to see how their customer service stacks up.

BBI boasts a customer service satisfaction score of 94. That means the overwhelming majority of our policyholders leave a call with our agents feeling as satisfied as possible. (By the way, our closest competitor’s score? A 74.)

Just as every client is different, so, too, is every massage therapy business. That’s why it’s important to find an insurance policy that you can customize to fit your specific needs.

BBI’s massage therapy policy packages general and professional liability insurance with products and completed operations coverage, plus fire legal liability coverage. With this as your base, add on extra coverages like tools and supplies coverage, cyber liability insurance, or even unlimited additional insureds.

Your policy should work for you, not the other way around.

Lower rates could potentially mean hidden fees or shared limits that you could end up paying the price for later. On the other hand, more expensive policies could be padded with extra benefits you may never use (or limits you’d never realistically reach).

BBI offers one of the most affordable policies on the market with top-tier coverage to match. Tailor your policy and pay only for what you need.

Some competitors pay out all of their claims from each policyholder from one bucket: a shared aggregate limit. That means you’re essentially paying to help other policyholders stay covered. And yes, there’s a chance those other insureds could deplete the funds — scary, right?

With BBI, you’ll never share limits with anyone else. Your individual aggregate limits are 100% your own, because protecting your business shouldn’t be left to chance.

It’s no surprise that hiring a legal team and investigating a claim can be costly. But did you know that some of the other guys will subtract these expenses from your claim payout and hand them off to you to pay out of pocket?

BBI will never take your claim defense and investigation costs out of your limit. They’re paid separately to preserve more coverage for future claims.